I wanted to know a little more about my medical insurance.  The few times we have had to use it, it has been great, but we are leaving the country to work for a number of months, and we wanted to be sure we were covered in case of a medical emergency.

We made a quick call to our insurance broker and setup an appointment.  We asked if our regular medical insurance covered us if we took a trip out of the country.  The answer was no.

Our broker then walked us through the available options for travel medical insurance.  In our case, the long term travel insurance was a better choice as we are going to be out of the country for about eight months.  The type we will be getting is supplemental coverage, which just ensures that our health insurance covers all procedures abroad.

Thankfully we took this step to visit our insurance broker.  Be sure to check into whether or not your health insurance covers you when you are out of the country – if it doesn’t, you may be in for a nasty surprise.