The city in which we live is going through a bit of an economic boom.  Because of this, the prices of housing has sky rocketed.  My husband and I decided that now would be the time to do some of the things on the house that need to be done and take that European vacation we’ve been wanting to take for twenty years. 

We had our house appraised to find out how much equity we have in our home.  Now our decision is down to what we do as far as home refinancing.

We could take out a mortgage loan or we can take out a home equity loan.  We re going to get together with our accountant to help us make this decision.  Once that decision is made and the papers are signed, the next decisions will be paint colors and whether to London or Paris first…