Now I don’t know about you, but I am pretty healthy.  Sure I get sick here and there, but nothing really worth talking about.  But let me tell you I have made arrangements for when I do become unhealthy some day - and you should too.

What prompted me to plan for when I am unhealthy?  Well, you see, my father had an accident and ended up in a nursing home for a few months.  Now, he didn’t really have the money to pay for his condo and for his stay in a nursing home - he was in dire trouble.  In fact, after about three months, all the money he saved up is almost gone.

Now, I don’t want to be like him - nor do I want to see my savings up in the air.  I looked on many health related blogs for the answer of what I should do to prepare for poor health and the financial consequences.

There were many answers out there, but I was looking for the best solution for me.  Thankfully there was an answer for me:  I could buy long term care insurance.  Now, this insurance would pay your health care bill that would accrue when you need to stay in a long term care facility. 

Price wise, it is quite reasonable, especially when you consider the alternative if you don’t have it - the devastation of your savings.  Needless to say, I signed up for a policy and you should too - you won’t thank me now, but you sure might later.