Having been burnt in the past, I decided that this time while shopping for gold credit cards I would make a point of doing some research before I just jumped out and applied for one.  You see, in the past, I made the mistake of applying for some bad credit cards and because I applied for so many, my credit rating suffered.

I thought that the Internet would be a great resource for me to check out the credit card ratings as some of the gold cards that I was looking at.  Some of the criteria for me includes customer service, interest rates and rewards.  I guess what I’m looking for would be the best in all three categories but I know that no one card would be perfect in all of them.

I decided that I won’t apply for a card for another week so that I have ample time to do my research first.  This way, I should avoid the problems I had in the past and end up with a great credit card.