After getting hurt at work and breaking my leg, my income was near to non-existent.  Thankfully, I did have some savings, but they were quickly wiped out.  Sure, my wife was still working, but she didn’t make enough to cover all of our expenses - we were in trouble.

The big mistake that we did was bounce our car insurance payment - and in turn the company canceled our home and auto insurance coverage.  We couldn’t just leave ourselves unprotected from theft or damage and we needed to do something.

Since I couldn’t drive, we sold the car.  We decided that the money that we received from the sale would be put towards a new home insurance policy.  After the car was sold, we decided to shop around for car insurance.

I was able to get many home insurance quotes from the comfort of my own home thanks to the Internet.  I printed them out, and my wife and I decided on the one we could afford and bought it.  It sure felt better knowing that our home and belongings were protected - if we didn’t have Internet access, we would have had to leave everything up to chance.