One of the most serious violations when it comes to driving is DUI or Driving under the influence. Consequences include suspension of driving license and/or termination of car insurance coverage contract. If you’re lucky enough, your car insurance company will keep on providing insurance coverage in exchange for a really high insurance rate.

So what’s the smartest thing to do after you are convicted of DUI? Your best bet would be to shop around for another car insurance company. You might have to include other insurance coverage together with your states minimum requirement as punishment and you have to file an SR-22. You have to hold on to your SR-22 for a minimum of 2 years. SR-22 is exclusively for high risk drivers or for drivers charged with DUI. In the simplest terms, SR-22 is a certification or proof that you acquired an auto insurance. SR-22 is also a requirement to reinstate your driver’s license.

Although dui car insurance is expensive and not to mention some insurance company will ignore you, you can still reduce your insurance cost if you will do the following.

Don’t rely on one insurance quote; you have to look around for the best and cheapest offer. As a matter of fact, you’ll get cheaper insurance quote if you go to a car insurance company that particularly handles drivers with DUI arrest.

Taking DUI and Risk Reduction classes will potentially lower your insurance rate. In some states and if you’re charged of DUI for the first time, they can clean you’re driving record by just taking risk reduction class together with an alcohol education program.

Don’t think that by giving false information you can fool an insurance company. Not only you are going to acquire inaccurate insurance quote but you are also risking yourself to land on expensive car insurance rate or worse being denied of insurance service.

Always aim for a high deductible when your objective is to have cheap DUI insurance. Your insurance premium can be reduced to half.